With unusual candor, as reported last August, Senator Bernie
Sanders of Vermont, a socialist, commented about the first-ever audit of the
U.S. Federal Reserve Bank and the total $16 trillion in secret bank bailouts.
“This is a clear
case of socialism for the rich and rugged; you’re-on-your-own individualism for
everyone else. No agency of the U.S. government should be allowed to bail out a
bank or corporation without the direct approval of Congress...”
This got me thinking about bailouts of “green businesses” like
Solyndra, Evergreen, Spectrawatt and Ener1 and what was learned from the
auto-industry bailouts, a topic close to many readers. A review of recent
bailout history is of great value and quite instructive.
In
December 2008, President Bush agreed to auto-industry pleas for federal loans.
He directed $17.4 billion of the $700 billion in Troubled Asset Relief Program
(TARP) funds, which were allocated specifically for loans to financial
institutions, be redirected to General Motors and Chrysler. Ford decided to
clean up its own mess without federal money. Within two months, President Obama
spent an additional $7.5 billion of TARP money on the same two companies. GM
and Chrysler – plagued by incompetent management and inefficiencies wrought by
excessive labor-union contracts, unfunded retiree pension and health-care
costs, falling market share and sales – refused considering the usual course of
bankruptcy. (GM lost $40 billion in 2007, and sales declined 45% in 2008, while
Chrysler market share fell 30% that year.)
By March 2009, the
new Obama Administration had forced management changes at GM, ordered Chrysler
to merge with Fiat, diverted $77 billion in TARP money to the two firms and
then directed both firms to enter bankruptcy. By summer 2009, GM had shed a
third of its U.S. workforce and was jointly owned by U.S. government (60%), the
UAW union (17%) and Canadian government (12%). Chrysler was owned by the UAW
(55%), Fiat (20%), and the U.S. (8%) and Canadian (2%) governments.
It is interesting to
note the various facts-and-figures set forth by analysts of this 2008-09
industry crisis. The Big-Three manufacturers, parts suppliers and car dealers
employed 1.6 million people. Auto-related aftermarket service businesses
employed 3.1 million in this country. Bureau of Labor Statistics data for 2008
showed 504,000 were employed in auto-parts manufacturing, 864,000 in repair,
340,000 in wholesale, 1.2 million in dealer operations and 114,000 in
manufacturing. Many people (2 million) relied on the auto industry for health
insurance, and 775,000 retirees collected auto-industry pensions.
GM directly employed 123,000 in North America. The hourly wage at
a Big-Three (union) plant averaged $28, but the “total compensation” for a GM
worker was $73. Meanwhile, the non-union Toyota worker received $48. Average
annual wages for production workers at the Big Three was $67,480 and $81,940
for skilled workers. For each active worker at GM in 2008 there were 3.8
retired dependents; at Chrysler there were 2; and at Ford there were 1.6. The
UAW insists that labor costs represented only 8.4%
of total cost of
manufacture and sale of cars. (Sure. Do you want to buy a bridge?)
An under-reported
part of this debacle is that “deficiency claims” during Chapter 11 cases were
not allowed. The bottom line is that government pushed through a bankruptcy
sale that denied GM and Chrysler creditors their rights and forced
reorganization disguised as a sale. Chrysler secured-bond creditors were forced
to accept 29% of their loans, while the UAW accepted 40% as an unsecured
creditor. What our analysis shows is that, by spending TARP funds to bail
out the auto industry and by coercing settlements that denied lawful process
and protocols, what the government did was illegal.
The events described here are a travesty because of potential
impacts on U.S. industry’s future. It is without question that these described
activities were reprehensible violations of Constitutional government.
It is counter to
national interests that these events happened. A lesson learned is that federal
intervention in business affairs fosters corruption. Deviation from bankruptcy
laws stole public money for the benefit of union equity ownership and was an obvious
political maneuver. In the cases of the green company bailouts with taxpayer
money, there is no legal authority for the payments and there were political
contributions in a veiled quid-pro-quo. State capitalism is a controlled stasis
on a free economy and cannot be justified. Government cannot legally and should
not pick winners and losers and manipulate practices by which industry
functions. Corruption always occurs when government bolsters one industry or
penalizes others or stimulates one type of economic activity versus another.
When politicians
pick winners and losers, a corrupt government is unavoidable.IH
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